Kambali, M. (2023) “Strengthening HR Competency In The Product Agreement For Raising Funds And Financing At KSPPS BMT Khoiru Ummah East Java”, JOCS: Journal of Community Service, 2(2), pp. 89–101. Available at: https://ejournal.staiarrosyid.ac.id/index.php/jocs/article/view/110 (Accessed: 24 September 2026).